By Marguerite Robinson
The revolution happening in finance for low-income humans refers to advertisement microfinance--the supply of economic prone to the economically energetic bad on a wide scale via competing, financially self-sufficient associations. 'Lessons from Indonesia', quantity 2 of 'The Microfinance Revolution', examines within the Indonesian context the foundations and practices of business microfinance that have been explored and analyzed in quantity 1. the 1st kingdom to advance ecocnomic microfinance on a wide scale, Indonesia is domestic to the world's oldest and biggest advertisement microfinance associations, in addition to many others. The publication examines many fiscal associations, with a different emphasis on financial institution Rakyat Indonesia's microbanking approach, which within the mid-1980s used to be remodeled from a failed backed credits application to a national advertisement monetary middleman that now profitably offers microfinance services--savings and credit--to greater than 20 million humans. advertisement microbanking remained good and ecocnomic in Indonesia at the same time the country's economic system collapsed through the contemporary hindrance. This quantity indicates why, and gives the most important classes for constructing international locations far and wide.
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Extra resources for Microfinance Revolution Volume 2: Lessons from Indonesia (Micro Finance Revolution, Volume 2)
Example text
He was right. This Preface book will undoubtedly be controversial, as is intended xxxvii This book focuses on how the demand for microfinance can be met on a global scale the societies I try to understand. Since 1979 I have worked simultaneously as an anthropologist and as a policy adviser to governments and financial institutions. As an anthropologist working on microfinance, I analyze local markets and their wider networks, the economic activities of their participants, and the nature and extent of the demand for financial services.
Because he knew that poor people fear banks, and he taught us not to be afraid. BDB taught us something important that we never knew before. BDB taught us that the bank is not a king, the bank is a servant. This book draws on the help, insights, and guidance of many people in many parts of the world. It is not possible to mention all of them here, but I want to thank those who have helped in especially important ways. First, I must record my debt to the thousands of men and women in villages and low-income urban neighborhoods of developing countries who have answered my questions and taught me about their enterprises, their finances, and their lives.
The creation of BRI’s unit desa system cannot be separated from Dr. Marguerite S. Robinson. She actively participated in developing the unit desas into what is now a strong, viable microbanking system that provides financial services to low-income people in rural and urban areas throughout Indonesia. To ensure that the system would function effectively for local communities—consisting largely of small farmers and microentrepreneurs— Dr. Robinson visited many unit desas and the villages they served.